Visa внедряет ежедневные расчеты в USDC для банков США, ускоряя финансовые транзакции Translation: Visa introduces daily USDC settlements for U.S. banks, accelerating financial transactions.

Payment company Visa has announced the launch of USDC settlement operations in the United States. This enables issuing banks and acquirers to conduct direct transactions in the stablecoin via their payment system.

The first participants in the initiative are Cross River Bank and Lead Bank, which have begun utilizing the Solana blockchain. A broader rollout of the service to more partners across the U.S. is anticipated before 2026.

A significant innovation is the shift to daily settlement operations, allowing financial institutions to transfer funds seven days a week instead of the traditional five-day schedule. This will expedite transactions and simplify liquidity management.

Representatives from Circle highlighted that this integration will assist banks in modernizing their treasury operations while maintaining transparency and security.

According to the press release, these changes will not affect the end consumer’s experience with card usage.

In addition, Visa has become a design partner for the new layer one blockchain Arc, developed by Circle. The network is currently in the public testnet phase.

Visa plans to use Arc for settlements within its network and will deploy its own validator node once the mainnet is launched.

As of November 30, the annual volume of settlements in stablecoins through the Visa network has exceeded $3.5 billion, as stated in the announcement.

It is worth noting that this month, the payment giant launched a Stablecoins Advisory Practice service to assist banks and businesses in integrating stablecoins.