CEO CoinsPaid: Why Centralization Can Be Beneficial for Trust and Efficiency

«My clients find it much easier to trust me than a smart contract. They have a clearer understanding of who I am compared to their understanding of what a smart contract is,» he emphasized.

According to Krupyshev, centralized solutions often prove to be more efficient and user-friendly, especially in the B2B sector, where trust, support, and clear lines of accountability are crucial.

The expert also commented on regulation, lamenting the lack of clear guidelines:

«The only thing worse than poor regulation is opaque regulation.»

Discussing the integration of artificial intelligence into payment services, he expressed skepticism, noting that there isn’t a significant demand for AI solutions in the industry yet:

«AI agents in payments won’t emerge anytime soon,» he added.

Furthermore, Krupyshev pointed out the irrational behavior of users. He highlighted that many continue to use the relatively expensive USDT stablecoin in the Tron network, overlooking more cost-effective alternatives. According to him, this is a striking example of how the power of habit influences the choice of blockchain for transactions.

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