AMINA Bank и Ripple: Новый этап в трансакциях с использованием стабильных монет Headline: AMINA Bank and Ripple: A New Phase in Transactions Using Stablecoins

Ripple has enhanced its partnership with AMINA Bank, a cryptocurrency bank regulated by the Swiss Financial Market Supervisory Authority (FINMA).

As part of this collaboration, the financial institution has become the first in Europe to adopt Ripple Payments, a comprehensive payment solution.

According to the statement, the integration of this platform will assist AMINA’s clients in addressing the challenge of connecting blockchain-based operations with conventional banking systems.

*“This will enable seamless fund transfers and more efficient settlements without relying on the existing payment infrastructure, making transactions faster, cheaper, more reliable, and transparent,”* the press release stated.

Miles Harrison, the Product Director of AMINA Bank, emphasized that reducing friction is particularly relevant for cross-border transactions involving *stablecoins*. Currently, support for such operations is not widespread.

*“Our clients need a payment platform that can handle both fiat currencies and stablecoins simultaneously, but traditional correspondent banking networks were not designed to support this,”* the manager added.

This partnership marks an extension of the existing relationship between Ripple and AMINA Bank. At the beginning of 2025, the bank was the first globally to offer services for the custody and trading of the «stablecoin» RLUSD from the blockchain company.

The firm *completed* the beta testing of the asset in August 2024. In December, Ripple received approval from the New York State Department of Financial Services (NYDFS) for the use of the stablecoin for trading.

As of the writing of this document, RLUSD’s market capitalization had reached $1.3 billion, placing it among the top ten dollar-pegged tokens according to *CoinGecko*.

The U.S. Office of the Comptroller of the Currency granted the company conditional approval to establish a national trust bank, as announced by Ripple’s CEO, Brad Garlinghouse.

*“This is a huge step forward and a first for RLUSD, setting a high standard for the stablecoin’s compliance with both federal (OCC) and state (NYDFS) oversight,”* he emphasized.

The company has also finalized a deal to acquire the Rail platform, which specializes in stablecoin operations. The agreement, involving a purchase price of $200 million, was signed in August.

Ripple anticipates that this acquisition will strengthen its position in the stablecoin payments sector.

As a reminder, in October, the blockchain firm completed the acquisition of the non-bank prime broker Hidden Road, with the transaction amounting to $1.25 billion.

In November, Ripple *acquired* the custodial solutions developer Palisade.