Искусственный интеллект и стейблкоины: ключ к росту токенизированных активов к 2030 году Translation: Headline: Artificial Intelligence and Stablecoins: The Key to Growing Tokenized Assets by 2030

By 2030, tokenized assets are expected to account for 10% of the global market turnover. This is stated in the annual report from the American bank Citi, as reported by CoinDesk.

The study involved 537 financial institutions, including custodians, broker-dealers, and asset managers.

Key drivers for the growth of Real World Assets (RWA) will be bank-backed stablecoins and artificial intelligence (AI). Analysts suggest that stablecoins will facilitate effective collateral management and fund tokenization, while AI will automate transaction settlement processes.

According to Citi, 86% of surveyed companies are already testing neural networks for client onboarding, and 57% are utilizing AI for automating post-trade activities like data reconciliation and liquidity management.

Chris Cox, a representative from Citi, highlighted that «from speeding up settlements to automating asset servicing, increasing shareholder engagement, and improving corporate governance — companies worldwide are unified in their key priorities. The industry is on the verge of significant transformations.»

The trend towards tokenization continues to gain momentum, with the current market capitalization of the RWA sector, excluding stablecoins, reaching $27.95 billion.

Mastercard views stablecoins as a payment technology that complements existing financial infrastructure rather than a competitor. This opinion was shared by Christian Rau, head of the company’s European division.

He stated that stablecoins enhance cross-border payments and mitigate currency risks. The integration of such assets into Mastercard’s infrastructure aligns with the company’s strategy to create secure and regulatory-compliant payment solutions.

In April, the company implemented stablecoin payments by partnering with Circle, Paxos, and Nuvei. Previously, Mastercard also collaborated with the cryptocurrency exchange Kraken to launch physical and digital debit cards.

On September 2, the market capitalization of stablecoins reached a new historic high of $284.6 billion.

It is worth noting that at the end of August, Citi analysts warned of the threat stablecoins pose to banks.