Рынок стейблкоинов: инвестиции достигли рекордных $621 млн в 2025 году благодаря новым регуляциям Translation: Stablecoin Market: Investments Reach Record $621 Million in 2025 Thanks to New Regulations

Since the beginning of the year, startups in the sector of stablecoins have secured $621.81 million in funding, as reported by Defi Llama. This amount is seven times greater than the total of $84 million raised throughout 2024.

The largest deal was finalized by the Hong Kong-based OSL Group, which secured $300 million in July for its global expansion.

«There’s a buzz surrounding stablecoins,» stated Anna Strebly, CEO of the payment platform Confirmo, noting that this excitement is justified.

The increase in investments can be attributed to the industry’s successes in regulation. A pivotal moment was the signing of the GENIUS Act by U.S. President Donald Trump. Ron Tarter, CEO of MNEE, referred to the law as «a green light for corporate America that legitimized the industry.»

Consequently, the total market capitalization of stablecoins has surpassed a record $297 billion. Coinbase analysts forecast that this figure could reach $1 trillion by 2028.

A further indicator is Circle’s $1 billion initial public offering for its stablecoin issuer in June. As of the time of writing, the company’s shares are trading at $144.

Including funding rounds from Circle and Figure Technologies, categorized by DeFi Llama as CeFi and RWA sectors, the total financing has exceeded $2.4 billion.

Market leaders like Circle and Tether are now facing increased competition. Fintech giant Stripe and major Wall Street players have announced plans to launch their own stablecoins.

SG-FORGE, a division of Societe Generale focused on crypto assets, has introduced the USDCV stablecoin. At JPMorgan, the launch of the JPMD token on the Base blockchain has been confirmed. According to WSJ, Bank of America, Wells Fargo, and Citigroup are also exploring the development of their own assets.

Institutions are beginning to view fiat-pegged coins as «building blocks of digital finance,» according to Zerion co-founder Evgeny Yurtaev.

In August, several banking lobbying groups claimed that the GENIUS Act grants crypto companies an unfair advantage. Their argument is that, unlike financial institutions, these firms can pay interest to stablecoin holders, potentially leading to over $6 trillion in deposits flowing out of banks.

Coinbase dismissed this notion as a «myth.» The company’s policy director, Faryar Shirzad, pointed out that banks are simply trying to protect their $187 billion annual revenue from transaction fees.

In July, analysts at Standard Chartered noted that clients show a greater interest in stablecoins than in Bitcoin.

In September, JPMorgan experts indicated that the anticipated wave of stablecoin launches in the U.S. might turn into a zero-sum competition.